WRITTEN BY: Autumn Lax, CFP® AIF®
To all the mother’s out there, where does your financial future rank right now on the list of priorities you currently juggle?
In between packing lunches, homework, teacher appreciation, birthday parties, sports activities, laundry, grocery shopping, paying the bills, bath time, bedtime stories, Band-Aids and boo boos… you are caretaker, rule maker, meal maker, biggest fan and cheerleader.
On top of this, you might also have a career to juggle and so it’s no wonder that finding the time to think about investments or retirement will slip your mind!
So, how do you get it all done?
Would it help to have someone by your side to get you financially organized, a plan to help guide the way you make money decisions so you can take control of your life and your future so the future of your children can be a better one?
As a CERTIFIED FINANCIAL PLANNER™ professional, and a mother myself, I understand this struggle all too well.
But it sounds like a lot of work, right? Getting your finances in order is just another thing you have to add to your to-do list.
This is why we’ve designed our Financial Life Plan® and ongoing wealth management process to be a relationship and a comprehensive approach to your entire life, now and in the future.
The problem with many “financial plans” is they are really “retirement plans” and while planning for retirement is important, what about now.
How do you put your kids through college, buy a house in a neighborhood with decent schools, afford that Disney or Grand Canyon vacation AND retirement? How do you protect your family if some unforeseen event causes financial strain and how do you know when you have ‘enough?’
Planning for your future is more than just work hard, do the grind and tuck money away for a rainy day.
Focusing too much on tomorrow can cause you to miss today but not thinking about your future at all, could leave you on the perpetual hamster wheel. Our Financial Life Plan is designed to help you figure out what we should be doing now to ensure you can balance the life you want today with the life you want later.
Some of your ‘Now’ plans might include buying a house or vacation home. Maybe budgeting for a remodel or to put in a pool. For some, it’s just being able to invest confidently.
The other stuff we plan for may include, saving for college, saving for retirement, estate planning and protection planning, and setting yourself up to not be a burden on your children later in life. And while we help with some of these more tangible financial decisions, one of the areas we also help people with is getting organized and having some direction for what you do with your money, rather than just haphazardly throwing a little here or there. Financial planning shouldn’t wait until retirement! But I realize the biggest hurdle in your life today, may just be finding the time to start. Honestly, every day you wait is another day you are not making progress. Like so many things in life, there may never be a perfect time… but the longer you wait the more work you have to do to catch up.
Time is your biggest asset when it comes to saving and investing…so if you’re ready to get started or even just want to learn more, schedule a right fit call with me today! As always, I welcome your thoughts, questions, and concerns.