Do you make a "dangerous" amount of money?
Making a "dangerous" amount of money is a real thing. If your income in 2023 was in the $150,000-$750,000 range you want to continue reading. If you're making $75k-$80k you probably have to have a pretty good handle on how much you're spending, how much you're saving and what is left over each month because you have to. There's not so much "extra" and so it requires you to be extra diligent about how you are spending your money (even more so if you're committed to a savings goal).