Here's What We Think

As a financial planner for mid-career professionals, I get versions of this question all the time, “Should I use my annual bonus to pay down the mortgage balance?” Like any nuanced financial decision, the answer is far from black and white so let’s explore when it does and does not make sense to pay off your mortgage more aggressively.

Listing financial goals isn’t enough. Discover how prioritizing tradeoffs leads to better financial decisions and long-term success.

Making a “dangerous” amount of money is real. If your income falls between $150,000 and $750,000, you may feel financially comfortable while quietly falling into inefficient saving and spending habits.

Why busy families struggle with financial planning, and how treating your family’s finances like a business can create clarity, structure, and peace of mind.

Learn how timing your charitable giving can improve tax efficiency, why “lumpy” donations matter, and how to give more intentionally.

Discover 11 common financial myths high earners believe and how rethinking them can help mid-career professionals make smarter planning decisions.

Real estate investing offers tax benefits, but they’re often misunderstood. Learn how rental losses, depreciation, and deferral strategies actually work.

Switching jobs or enrolling in benefits? Learn how to choose life, disability, health insurance, and 401k options that support your long-term plan.

I have previously explained that “net worth” and “money to invest” are the absolute wrong metrics to use when it comes to figuring out if you’re “ready” for a financial advisor…So if those are not the right numbers to help you determine if you should be working with an advisor, what are the right metrics?

Learn how paying your kids through your small business can reduce taxes, what IRS rules apply, and when this strategy actually makes sense.